Click the Links Below to View MEC's Upcoming MLO Education Live Webinar Schedule 

Enjoy all of the benefits of a live classroom from the comfort of your own home or office!

 

For additional information, feel free to call one of our licensing specialists at:

(877) 403-1428

 

 

 

 

Online Self-Study

Get your CE for as low as $84.99 — use code SAVENOW at checkout!

NMLS National + State-Specific CE Selector State-Specific CE Electives Only

 

Don’t have your NMLS license yet?

 

Welcome My Mortgage Trainer Students to
Mortgage Educators and Compliance!

Mortgage Educators and Compliance (MEC), a trusted leader in mortgage education and compliance — and a proud member of the 360training family — is excited to welcome My Mortgage Trainer (MMT) into the MEC community.

As part of this transition, you now have flexible, convenient options to complete and maintain your NMLS MLO license through MEC:

• Online Self-Paced Course – Study anytime, anywhere with 24/7 access.
• Live Webinar Course – Join engaging, instructor-led sessions in real time.
  
  

We’re thrilled to support your success with the same quality training and commitment you’ve come to expect.

MEC Login

Access your MEC account using the login link at the top of this page to view:

• Courses purchased on or after August 15, 2025
• Webinar content available after May 12, 2025
  
  

MMT Login

Click here to access your My Mortgage Trainer (MMT) account for:

• Courses in progress before August 15, 2025
• Any other MMT course-related records
  
  

How do I know which login to use?

If you originally created your account or purchased a course through MMT, those credentials are still valid for accessing historical course information or completing a course purchased before August 15, 2025.

All new course purchases and webinar signups will be through MEC, requiring a new set of login credentials.

This change allows us to provide a more seamless and flexible learning experience while continuing to offer the same trusted content. Whether you prefer online self-paced courses or live webinars, you’ll now have more options to meet your NMLS MLO licensing requirements through our relationship with MEC.

If you have any trouble accessing either LMS or need assistance, we’re happy to help! Contact us at [email protected] for assistance.

2021 Continuing Education

   

  

Please note: Continuing Education or Late continuing education courses are only valid in the year purchased.

 

The NMLS requires all licensed MLO's to take a minimum of 8 hours of continuing education each year, as well as any state-required electives. We offer continuing education in a variety of formats for the NMLS renewal process.

 

 

 

 

NMLS-Approved Late Continuing Education

 

 

 

• If CE hour requirements change, the MLO must meet the new requirements after the effective date of the new requirement.

• If an MLO gets their license between November 1st and December 31st, they will not have to complete CE that year.

  

 

NMLS Renewal Process & Mortgage CE Courses

 

Just as doctors and lawyers have ongoing medical and legal training, loan officers need to continue taking education courses in order to renew their NMLS licenses. This ensures that mortgage loan originators (MLOs) have the knowledge needed to do their jobs correctly, year in and year out.

 

If you're an MLO wondering when and where to take your next NMLS renewal mortgage CE course, check out our guide below. We'll explain everything you need to know about mortgage CE courses and requirements.

 

NMLS Mortgage CE Course Requirements

 

Every state requires MLOs to complete 8 hours of NMLS-approved online classes before renewing their license each year. To begin this course work, you'll need an NMLS ID Number, which can be confirmed with your provider.

 

The SAFE Act requires MLOs with a state license to complete additional education requirements, including:

 

• 3 hours of federal law and regulation

• 2 hours of ethics

• 2 hours of training on lending standards for non-traditional mortgages

• 1 hour of undefined courses on mortgage origination

 

Many MLOs are unaware of the nuances when it comes to continuing education (CE) rules. Here are some lesser-known policies to be aware of when completing the required NMLS renewal courses:

 

• CE can be completed any time up until the renewal date, meaning MLOs can start working on them as early as January 1st.

• CE must be completed in the same year of licensure, unless federal PE was completed in the same year.

• A late CE is required for an MLO returning to the industry.

 

 

Upcoming Continuing Education Deadlines

 

Each state has different education completion deadlines. Please double check your state's deadlines with the NMLS. Remember the NMLS SMART Deadline to complete your Continuing Education is on Friday, December 11th.

 

Continuing Education Course Access will end on Monday, December 28th. No refunds will be granted to those with unfinished courses due to this deadline.

 

October   Saturday, Oct. 31st Georgia

November   Sunday, Nov. 1st Washington D.C. West Virgina     Monday, Nov. 30th Kentucky South Carolina-DCA

December   Tuesday, Dec. 1st Delaware Idaho Iowa Kansas Vermont     Tuesday, Dec. 15th Utah-DRE Washington

 

 

 

Why MLOs Like Mortgage Educators Online CE Courses

 

Mortgage Educators has been approved with NMLS since 2010, teaching tens of thousands of students nationwide every year. As a leading CE provider, Mortgage Educators offers all CE courses for every state requirement, including late CE for any state. Our seasoned customer support team and CE licensing specialists will ensure you get the right educations for your NMLS renewal needs.

 

 

Flexible and Valuable

 

Our industry-leading pricing means you get an incredible value no matter which course you're taking. We offer a price match guarantee, making us the best option no matter what the competition may offer.

 

When you complete your CE with Mortgage Educators, you can choose the classroom format that works for you, whether it's in person, a live webinar, or an online self-study course. All formats include engaging, relevant content and excellent customer support.

 

Well-Reviewed and Dependable

 

With strong MLO testimonials, high reviews on Trustpilot, and Google reviews, Mortgage Educators is the clear choice for your CE courses. When you have to complete CE courses every year, it's smart to stick with a provider you can rely on. Mortgage Educators stands out as the premier CE provider for our fresh content, high reviews, and expert team. You can even hire our president and mortgage industry expert, David Luna, to come speak at your next event, giving you an entertaining and education way to complete your CE requirements.

 

The Successive Years Rule has led some MLOs to believe the myth that they must take CE from a different provider every year, when really the rule simply states that they cannot take the same course two years in a row. Fortunately, Mortgage Educators writes a brand new course every year, meaning you'll always get the most relevant education, and you'll never have to worry about whether or not you're meeting the Successive Years Rule requirement.

 

What to Look for in an NMLS-Approved CE Provider

 

When choosing a CE provider, it's important to seek out a reputable NMLS-approved company that offers customer support and will give you the best education possible. Choosing an NMLS-approved provider will guarantee a higher standard of education, since these providers must undergo rigid renewal process each year. Here are some other things to look for when choosing a CE provider:

 

Fresh Content

 

Choosing a CE provider with fresh content will ensure you meet the Successive Years Rule and never inadvertently take the same course two years in a row. If a provider offers multiple CE courses, there's no way of knowing when each one was created so their mortgage training may be out-of-date. It's much better to go with a provider that is constantly creating new content to meet new guidelines.

 

Multiple Formats

 

Everyone has their own preferred learning style. While some may flourish with in-person classes, others may want an online course that can be completed on-the-go. Select a CE provider that offers multiple course formats, and you'll be able to learn in the style that works for you and your schedule.

 

Reputation

 

Before choosing a CE provider, make sure you do your research to see what others are saying about them. Do they have good Google and Trustpilot reviews? Do they have positive comments on social media? The best CE providers will have a strong online reputation and a good sampling of customer testimonials.

 

 

Start Your NMLS Renewal Courses Today

 

At Mortgage Educators, we're experts in licensing and education for MLOs. Contact our seasoned professional team to learn more about our CE courses, or to ask any questions you might have about our courses.

 

 

Don’t have your license yet?

 

 

 

Late Continuing Education is required for all MLO's who once had an active license, who want to reactivate their license. Please note that requirements vary by state.

 

We recommend calling the NMLS to see what may be required.

NMLS phone # 855-665-7123