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Louisiana New License


Get Your Mortgage Loan Originator License in 2024!


Louisiana Pre-Licensing Education

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Starting at: $349 Now Only $239!

Use Promo Code: 20PEDEAL


If you’ve looked into a career as a mortgage loan officer, the first question you might ask is “how do I get a mortgage license in Louisiana?” this guide will tell you exactly how to do it. If you are wondering how to become a mortgage loan originator and get an NMLS license Louisiana is a great state to start.

A mortgage loan originator, or mortgage loan officer, helps prospective homebuyers obtain a residential mortgage loan. The mortgage business is a fast-paced industry with plenty of opportunities for an up-and-coming mortgage loan originator.

In order to become a licensed mortgage loan originator in Louisiana, you will have to complete the steps which are outlined below.

Obtaining a mortgage license and becoming a mortgage loan originator involves a simple process in which you will need to create an NMLS account, complete your state-specific education requirements, take and pass a National exam, complete a background check, submit your Louisiana state mortgage application, and finally connect your employer to your NMLS account. Once these six steps have been completed, you're well on your way to obtaining your mortgage loan originator license.

Additionally, you should consider the costs, education requirements, and other factors discussed in this guide that go into becoming a loan officer in the state of Louisiana.


How to Get an NMLS Mortgage License in Louisiana



Step 1


Step 2


Step 3


Create an NMLS Online Account


Complete Your Louisiana NMLS Pre-License Education


Schedule Your MLO License Exam


You need an online account to connect with the national licensing system, get employer sponsorship, and complete your screening steps. Click on this NMLS link to sign up.


Once you've created your NMLS account, it's time to complete your pre-license education. Louisiana requires 20 hours of SAFE pre-licensure education.


If you’ve studied well, taken notes, thought about the materials, and aced our practice exam, you’ll be able to pass the national exam. Learn how to sign up online here.


Step 4


Step 5


Step 6


Pay for Fingerprinting & Background Check


Complete Your LA Mortgage License Application


Connect Your Employer Sponsor to Your Online Account


In order to show that you are trustworthy to work in this important field. Go through the simple steps in our guide.


After passing your exam and completing the screening process, fill out each portion of the Louisiana mortgage license application.



Raise your license to “Active” status quickly by connecting your online NMLS account with your broker office. It’s a quick process, explained here.


The Benefits of a Mortgage License in Louisiana


A mortgage license allows mortgage loan originators to help prospective homebuyers. That begins with completing a residential mortgage loan application, which cannot be completed without first being licensed.


What do you want out of a career? Are you looking for a change with an opportunity to help others? Do you crave a career that brings you respect and stature in your community? Do you want to serve your neighbors with a skill that is in high demand? Being a mortgage loan originator will bring you that and much more. 


With a Louisiana MLO license, you will be able to help people find their dream homes. They’ll see you as one of the most trusted people in their lives. They’ll be forever grateful to you when you secure the funding they need. 


Mortgage Educators can help you get the license you need to make your own dreams come true—for a lucrative and exciting career. A pre-license education bundle and practice exam will quickly take you closer to your goals.

Louisiana Frequently Asked Questions

In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) which was a new federal law which created regulatory practices for loan officers. This federal law opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products. Every state has a unique set of Nationwide Multistate Licensing System (also known as the Nationwide Mortgage Licensing System or NMLS) requirements concerning mortgage education to obtain a mortgage loan originator license. New mortgage loan originators are required to complete a 20-hour NMLS course, which is standard across the country. Obtaining a Louisiana mortgage loan originator license requires 20 total hours of NMLS approved education education. The Louisiana Office of Financial Institutions does not require any additional pre-license education After completing your mortgage education courses, you are required to take and pass an NMLS mortgage licensing exam, the SAFE MLO Test. This ensures that you understand the laws and regulations that a mortgage company and mortgage loan officer are held to. In addition to mortgage license education, Mortgage Educators also offers exam prep to help you prepare for the exam. loan products.


Topic Hours Required
Fair Lending, Ethics, Fraud, and Consumer Protection 3 Hours
Federal Laws and Regulations 3 Hours
Non-Standard Lending 2 Hours
Undefined Electives 12 Hours
Total 20 Hours

Although it hasn't been enacted, be on the look out for the PE expiration policy coming soon. It states - If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.

A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers who hold mortgage licenses. Mortgage brokers connect homebuyers with different financial institutions to obtain a mortgage loan. In contrast, a mortgage loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses. A loan processor is an individual who assists the loan officer through the origination process by gathering documents, verifying income, reviewing the credit report, and preparing the loan for underwriting. While these are crucial steps to the mortgage lending process, they are not activities that require an individual to hold a mortgage license. Additionally, a mortgage lender that works for a financial institution like a bank or a credit union is not required to obtain a residential mortgage lending license. Financial institutions are overseen by a separate entity from the NMLS.

Earning your mortgage broker license in Louisiana should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Louisiana:

NMLS Initial Processing Fee $30
Credit Report $15
FBI Criminal Background Check $36.25

On an annual basis, Louisiana MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:

Topic Required Hours
Federal Regulations and Law 3 Hours
Ethics, including consumer protection, fair lending 2 Hours
Non-Traditional mortgage lending 2 Hours
Louisiana Specific Education 1 Hour

Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row. Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Louisiana is December 31st. MLO's in Louisiana are actually prevented from applying for license renewal until they have completed their CE. Also, you'll have to pay a renewal fee of $50.

Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Louisiana mortgage license. If you want to become a loan officer and pursue mortgage licenses in additional states, we can help you with those requirements as well. For additional questions, feel free to call us at 801-676-2520 or email us at

 Louisiana Mortgage Education Pre-Licensing  LA NMLS Approved Course Provider