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Pennsylvania Mortgage Loan Officer License Education

Obtaining your Pennsylvania mortgage license and becoming a loan officer is very simple, but it’s not for everyone. It takes hard work and a willingness to learn the basic ins and outs of the industry. Mortgage loan origination is a great industry to work in, and it provides many opportunities and flexibility. If you like to work hard, build lasting relationships with people, and have a desire to learn, becoming a mortgage loan officer in Pennsylvania is the perfect choice for you!


How to Get Your (MLO) Mortgage License in Pennsylvania

1. Fulfill all state and federal education requirements as designated by your state agency. (17+3 Hr PA)

2. Schedule, study for and pass your national mortgage exam.


3. Apply for the MLO License: Complete and submit your MU4 through the NMLS including, paying the licensing fee, completing a criminal background check and an authorized credit report.

PA Mortgage License Class For New Loan Officers

This bundle is now available at a discounted rate!

Now For Only $399 $269

Use Coupon Code: PAPEDEAL



PA Mortgage License Class For Previously Licensed Loan Officers

Already licensed in another state? Get licensed in PA today with this law course!

Now For Only $59

Use Coupon Code: PAPE59

PA 3 HR 

For questions about ordering or other information, call (801) 676-2520

Mortgage Education workstation


Have You Been Told To Get Your Mortgage Broker License in Pennsylvania?

The terms ‘mortgage broker’ and ‘mortgage loan officer’ are often used interchangeably. There is actually a significant difference between these two, and understanding the difference is a good first step towards earning your license. A mortgage broker is a company that employs mortgage loan officers. Mortgage loan originators (or loan officers) are responsible for providing new home buyers with a mortgage loan. Therefore, many of our customers who are under the impression they need a mortgage broker license in Pennsylvania actually require one of the loan originator mortgage education course bundles shown above.


Pennsylvania Mortgage License Requirements

Pennsylvania requires 20 hours of national mortgage education, in addition to a 3 hour PA state-specific laws and rules course. Mortgage Educators offers both of these courses in one convenient, low price bundle for $269. The bundle includes all of the necessary mortgage education course hours, and a comprehensive test prep course to help you score well on the NMLS national test.


New mortgage license education, or "pre-license education" can be completed one of three ways. Mortgage education courses are offered in online course bundles (like those shown above), live classroom settings, or in live webinars. Most new loan officers complete their Pennsylvania mortgage license requirements with the online course bundles shown above. The online PA mortgage license class is presented by instructors via pre-recorded video with slideshow presentations. Courses are broken up into chapters comprised of 5-minute sections and quizzes that make up the overall content. At the end of the course, students should expect a short test to check for comprehension. All hours are reported to the NMLS upon completion by Mortgage Educators & Compliance. Learn more about Pennsylvania's mortgage license education requirements here. 


PE Expiration Policy in Pennsylvania

PE Expiration is a policy that was created by the NMLS Policy Committee that addresses situations in which an individual is required to retake 20 hours of pre-licensure education if they fail to acquire a valid mortgage license within three years from the last date of licensure as a mortgage loan originator. Pennsylvania is currently in pending enactment for the PE Expiration policy which means the policy is currently not enforced, but it will be rolled out soon. 


Additonal Questions?

Mortgage Educators & Compliance is here to answer any questions that you may have in regards to your mortgage education. For additional questions, feel free to call us at(801) 676-2520 or email us at