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Get Your Mortgage Loan Originator License in 2020!


WA Pre-Licensing Bundle

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Starting at: $399 Now Only $279!

Use Promo Code: WAPEDEAL



Add Washington Elective

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Now Only $79.98!

Use Promo Code: WAPE79





How to Get Your MLO License in Washington


1. Fulfill all state and federal education requirements as designated by your state agency. (18+4 Hr WA)


2. Schedule, study for and pass your national mortgage exam.


3. Apply for the MLO License: Complete and submit your MU4 through the NMLS including, paying the licensing fee, completing a criminal background check and an authorized credit report.



Requirements for Mortgage License in Washington


In accordance with the Secure and Fair Enforcement for Mortgage Licensing Act, all those wishing to obtain their NMLS license in Washington must complete additional requirements on top of completing their education hours.


Each state has specific NMLS license requirements when it comes to mortgage education. Washington state requires 22 hours of mortgage education - including a 4 hour Washington state-specific course.


Mortgage Educators & Compliance has conveniently bundled the nationally required 18-hour mortgage training course with the state-specific 4-hour state law course in one convenient package for Loan Officers.


Additionally, this course bundle includes a comprehensive national test prep to help you pass the national exam on your first try. If you are already licensed in another state, we offer a separate mortgage education course with just the NMLS approved 4 hours of state-specific material.


In order to obtain your loan officer license in Washington state, you must complete these education requirements in either a live classroom, Online Instructor-Led (OIL) format, or via live webinar format. The mortgage pre-licensing course bundles shown above are delivered in the OIL format.


The courses are comprised of 5-minute sections, which are presented by a pre-recorded video presentation from one of our experienced instructors. After each section, there is a short quiz that covers that section’s content. Upon finishing the mortgage training course bundle, you should expect a test checking comprehension.


All completed hours of mortgage education are reported to the NMLS by Mortgage Educators & Compliance.


WA NMLS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 22 hours of NMLS-approved education. This includes:

3 hours or federal law

3 hours of ethics

2 hours of non-traditional mortgage lending training

10 hours of electives

4 hours of Washington state-specific education



PE Expiration Policy in Washington

PE Expiration is a policy that was created by the NMLS Policy Committee that addresses situations in which an individual is required to retake 20 hours of pre-licensure education if they fail to acquire a valid mortgage license within three years from the last date of licensure as a mortgage loan originator. Washington is currently in pending enactment for the PE Expiration policy which means the policy is currently not enforced, but it will be rolled out soon.


Become an MLO in Washington

Whether you are looking for a Washington mortgage license renewal or are seeking to obtain your license for the first time, our courses will help you meet all the educational requirements and prepare you to pass the national NMLS test.

If you have any questions about our courses, or about how to become an MLO, contact us today. We’re more than happy to answer any questions you may have.


The Difference Between A Loan Officer And A Washington Mortgage Broker License

Mortgage broker licenses and loan officer licenses are commonly confused. While they are similar, these two things are not the same. Simply put, a loan officer is employed by a mortgage broker. Loan officers are responsible for leading homebuyers through the mortgage loan process. As such, many people that are looking for a Washington mortgage broker license actually require a loan officer license. Get your Washington loan officer license today with one of the NMLS approved course bundles shown above!



Additional Questions?

Mortgage Educators and Compliance is here to answer any additional questions that you may have in regards to your mortgage license. For additional questions, feel free to call us at (801) 676-2520 or email us at