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Becoming an MLO In Nevada


Get Your Mortgage Loan Originator License in 2024!


Nevada Pre-Licensing Bundle

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Starting at: $498.98 Now Only $339!

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Licensed in another state and want to add Nevada?

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Now Only $129!

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Only need 4 hours of Nevada Education?

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How to Get an NMLS Mortgage License in Nevada



Step 1


Step 2


Step 3


Apply For Your NMLS Account and ID Number


Complete Your NMLS Pre-License Education


Need to Pass the SAFE MLO National Test


The first step to obtaining your Nevada mortgage license is applying for an NMLS account and ID number. To do so, go to the NMLS website.


Once you've created your NMLS account, it's time to complete your pre-license education. Nevada requires 30 hours (20 hours & 10 hours elective) SAFE pre-license education. This includes 4 hours of education relating to Nevada state law.


With your education complete, you need to schedule an appointment for the National Test Component exam and take the NMLS test. Find out more on how to take your NMLS exam here.


Step 4


Step 5


Step 6


Complete Background Checks and Pay All Fees


Apply for Your Nevada Mortgage License


Associate Your NMLS Account with Your Employer


To finalize your application and receive your license, you will need to pay several non-refundable fees and get a background check. Find out more about how to complete your background check here.


After receiving a passing score on your NMLS mortgage exam, you need to apply for your Nevada NMLS license. You can find more information on this step here.



Your license will still be pending in Nevada until you have an employer sponsorship, which lets the government know that an employer is supervising your individual license. Learn how to associate your NMLS account with your employer here.



Becoming a Mortgage Loan Originator in Nevada

Becoming a mortgage loan originator in Nevada is a chance to build a rewarding career to last a lifetime. With hard work and dedication, you can enjoy a satisfying job that fulfills your need to help people, have diverse daily responsibilities, and constantly learn new skills. Mortgage Educators want to make the process as easy as possible by providing all the resources you need to pass your NMLS exam and earn your mortgage license in Nevada.

Nevada Frequently Asked Questions

In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) was enacted. This opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products.


Topic Hours Required
Fair Lending, Ethics, Fraud, and Consumer Protection 3 Hours
Federal Laws and Regulations 3 Hours
Non-Standard Lending 2 Hours
Undefined Electives 18 Hours
Nevada Specific Education 4 Hours
Total 30 Hours

Although it hasn't been enacted yet, be on the lookout for the PE Expiration Policy in Nevada. Is states - If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.

A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers. In contrast, a loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses.

Earning your mortgage broker license in Nevada should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Nevada:

NMLS Initial Processing Fee $30
Nevada Application Fee $75
Credit Report $15
FBI Criminal Background Check $36.25
Total License Cost $156.25

On an annual basis, Nevada MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:

Topic Required Hours
Federal Regulations and Law 3 Hours
Ethics, including consumer protection, fair lending 2 Hours
Non-Traditional mortgage lending 2 Hours
General Elective 1 Hour

Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row. Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Nevada is December 31st. MLO's in Nevada are actually prevented from applying for license renewal until they have completed their CE.

Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Nevada mortgage license. For additional questions, feel free to call us at 801-676-2520 or email us at


Nevada Mortgage Education Pre-Licensing  Nevada NMLS Approved Course Provider