Get Your MLO License in 2024!
IN-SOS Pre-Licensing Bundle
Starting at: $399 Now Only $259.99!
Use Promo Code: INSOS
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Use Promo Code: INPE49
IN-DFI Pre-Licensing Course
Starting at: $349 Now Only $239!
Use Promo Code: 20PEDEAL
Obtaining a mortgage license and becoming an Indiana loan officer is very simple, but it’s not for everyone. It takes a willingness to learn the basic ins and outs of the industry as well as a desire to work hard. The mortgage industry is a great one to get into and it provides a lot of flexibility. If you like to work hard, you are a people person, and you have a desire to learn, becoming a mortgage loan officer is the perfect choice for you.
How to Get an NMLS Mortgage License in Indiana
|
Step 1 |
Step 2 |
Step 3 |
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Sign up for an NMLS Account and Unique ID Number |
Take 20 Hours of Approved Classes |
Earn a Passing Score on Your Mortgage Licensing Exam |
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Before you can get an Indiana mortgage license, you need to get your name and information into the online NMLS account and receive an ID number. |
You must take and pass approved Indiana MLO classes before you can even take a license exam. |
Sign up for your NMLS exam, and schedule it online. Make sure you follow the step-by-step instructions here. Earn a passing score before moving to the next step. |
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Step 4 |
Step 5 |
Step 6 |
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Get Your Background Checked |
Fill out an Indiana Mortgage License Form |
Add Employer Sponsorship to Your NMLS Account |
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You’ll need to pass an FBI criminal background screening and pay the fee. You’ll also need to request a separate credit report. |
One step at a time, make sure each step of your Indiana MLO license application is complete (including short steps we haven’t listed). Download it here. |
An Indiana mortgage license is only valid when sponsored by an employer. Use the quick process here. |
Get Your Indiana Mortgage License
If you’re an outgoing or caring person, you’ll love your new career. Find an enjoyable broker to work under and start serving clients. Focus on making their day, and you’ll never lack for work—and a good income. It’s truly enjoyable to help people get their next home.
You might be intimidated by all the steps it takes to get your Indiana MLO license. But Mortgage Educators can get you through many of them with our pre-license bundles. Don’t let the classes and exams hold you back. Study with us; we’ll help you get started in an exciting career, fast.
Indiana Frequently Asked Questions
In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) was enacted. This opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products.
| Indiana-DFI | Hours Required |
|---|---|
| Fair Lending, Ethics, Fraud, and Consumer Protection | 3 Hours |
| Federal Laws and Regulations | 3 Hours |
| Non-Standard Lending | 2 Hours |
| Undefined Electives | 12 Hours |
| Total 20 Hours | |
| Indiana-SOS | Hours Required |
|---|---|
| Fair Lending, Ethics, Fraud, and Consumer Protection | 3 Hours |
| Federal Laws and Regulations | 3 Hours |
| Non-Standard Lending | 2 Hours |
| Undefined Electives | 10 Hours |
| Indiana Specific Education | 2 Hours |
| Total 20 Hours | |
If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.
A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers. In contrast, a loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses.
Earning your mortgage broker license in Indiana should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Indiana:
| Indiana Licensing Fees | |
|---|---|
| NMLS Initial Processing Fee | $30 |
| Indiana-SOS* Application Fee | $50 |
| Indiana-DFI* Registration Fee | $100 |
| Credit Report | $15 |
| FBI Criminal Background Check | $36.25 |
| If you are getting licensed by the ID-SOS, you will not have to pay the ID-DFI fees, as with ID-DFI, you will not have to pay ID-SOS fees. | |
On an annual basis, Indiana MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:
| Topic | Required Hours |
|---|---|
| Federal Regulations and Law | 3 Hours |
| Ethics, including consumer protection, fair lending | 2 Hours |
| Non-Traditional mortgage lending | 2 Hours |
| Undefined Elective | 1 Hour |
Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row.
Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Indiana is December 31st. MLO's in Indiana are actually prevented from applying for license renewal until they have completed their CE.
Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Indiana mortgage license. For additional questions, feel free to call us at 801-676-2520 or email us at 20hour@mortgageeducators.com.
Get Your Mortgage Loan Originator License in 2024!
Montana Pre-Licensing Bundle
Starting at: $399 Now Only $259!
Use Promo Code: MTPEDEAL
Licensed in another state and want to add Montana?
Now Only $49.98!
Use Promo Code: MTPE49
Obtaining a mortgage license and becoming a Montana loan officer is very simple, but it’s not for everyone. It takes a willingness to learn the basic ins and outs of the industry as well as a desire to work hard. The mortgage industry is a great one to get into and it provides a lot of flexibility. If you like to work hard, you are a people person, and you have a desire to learn, becoming a mortgage loan officer is the perfect choice for you.
How to Get an NMLS Mortgage License in Montana
|
Step 1 |
Step 2 |
Step 3 |
||||||||
Get Your NMLS Account and ID Number |
Finish Your NMLS Pre-License Education |
Pass the NMLS Mortgage Licensing Exam |
||||||||
Before obtaining your Montana mortgage license, you must apply for an NMLS account and ID number. Head over to the NMLS website to do this. |
After creating your NMLS account, you’ll need to complete your pre-license education. Montana requires new state-licensed MLOs to complete 20 hours of NMLS-approved education, including a 2-hour state law course. |
With your pre-licensure education done, your next step is to take the National Test Component exam. Find out how you can sign up for the test here. |
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Step 4 |
Step 5 |
Step 6 |
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Complete Background Checks and Settle Fees |
Apply for Your Montana Mortgage License |
Link Your NMLS Account with Your Employer |
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Once you pass the NMLS mortgage exam, you can apply for your NMLS license. Before submitting your application, you need to authorize background checks and register your fingerprints with NMLS. Learn more about the steps here. |
A passing score on your NMLS exam allows you to be a licensed MLO in Montana. Learn the process of applying for your mortgage license with this guide. |
Your Montana mortgage license remains in a pending or “Approved-Inactive” status until the mortgage company you’re associated with submits a sponsorship request. Your employer has to notify the government of the institution that oversees your license. Find out how to link your NMLS account with your company here. |
Getting Your MLO License in Montana
Obtaining a mortgage license in Montana is your first step toward a highly rewarding and flexible career in the financial industry. However, being a state-licensed loan officer isn’t for the faint of heart—you must be willing to put in the time and effort.
We’re here to help you tread the challenging path of getting your mortgage license. Our course bundles cover Montana’s pre-license education requirements. These include a test prep course to help you prepare for the actual NMLS exam and take it with confidence.
Montana Frequently Asked Questions
In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) was enacted. This opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products.
| Topic | Hours Required |
|---|---|
| Fair Lending, Ethics, Fraud, and Consumer Protection | 3 Hours |
| Federal Laws and Regulations | 3 Hours |
| Non-Standard Lending | 2 Hours |
| Undefined Electives | 10 Hours |
| Montana Specific Education | 2 Hours |
| Total 20 Hours | |
If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.
A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers. In contrast, a loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses.
Earning your mortgage broker license in Montana should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Montana:
| NMLS Fees | |
|---|---|
| NMLS Initial Processing Fee | $30 |
| Montana License Fee | $400 |
| Credit Report | $15 |
| FBI Criminal Background Check | $36.25 |
| Total License Cost | $481.25 |
On an annual basis, Montana MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:
| Topic | Required Hours |
|---|---|
| Federal Regulations and Law | 3 Hours |
| Ethics, including consumer protection, fair lending | 2 Hours |
| Non-Traditional mortgage lending | 2 Hours |
| General Elective | 1 Hour |
Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row.
Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Montana is December 31st. MLO's in Montana are actually prevented from applying for license renewal until they have completed their CE.\
Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Montana mortgage license. For additional questions, feel free to call us at (801) 676-2520 or email us at 20hour@MortgageEducators.com.
Earn Your Montana Mortgage License with Us
Whether you’re applying for a new MLO license or renewing yours, let Mortgage Educators be your trusted provider of NMLS-approved courses. Choose from our instructor-led PE or self-study CE courses.
Get Your Mortgage Loan Originator License in 2024!
Oklahoma Pre-Licensing Bundle
Starting at: $399 Now Only $259!
Use Promo Code: OKPEDEAL
Licensed in another state and want to add Oklahoma?
Now Only $24.98!
Use Promo Code: OKPE25
Obtaining a mortgage license and becoming a Oklahoma loan officer is very simple, but it’s not for everyone. It takes a willingness to learn the basic ins and outs of the industry as well as a desire to work hard. The mortgage industry is a great one to get into and it provides a lot of flexibility. If you like to work hard, you are a people person, and you have a desire to learn, becoming a mortgage loan officer is the perfect choice for you.
How to Get an NMLS Mortgage License in Oklahoma
1. Fulfill all state and federal education requirements as designated by your state agency. (20+1 Hr OK)
2. Schedule, study for and pass your national mortgage exam.
3. Apply for the MLO License: Complete and submit your MU4 through the NMLS including, paying the licensing fee, completing a criminal background check and an authorized credit report.
Oklahoma Frequently Asked Questions
In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) was enacted. This opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products.
| Topic | Hours Required |
|---|---|
| Fair Lending, Ethics, Fraud, and Consumer Protection | 3 Hours |
| Federal Laws and Regulations | 3 Hours |
| Non-Standard Lending | 2 Hours |
| Undefined Electives | 11 Hours |
| Oklahoma Specific Education | 1 Hour |
| Total 20 Hours | |
Although it hasn't been enacted yet, be on the lookout for the PE Expiration Policy in Oklahoma. Is states - If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.
A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers. In contrast, a loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses.
Earning your mortgage broker license in Oklahoma should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Oklahoma:
| NMLS Fees | |
|---|---|
| NMLS Initial Processing Fee | $30 |
| Oklahoma License Fee | $260 |
| Oklahoma Application Fee | $200 |
| Credit Report | $15 |
| FBI Criminal Background Check | $36.25 |
| Total License Cost | $541.25 |
On an annual basis, Oklahoma MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:
| Topic | Required Hours |
|---|---|
| Federal Regulations and Law | 3 Hours |
| Ethics, including consumer protection, fair lending | 2 Hours |
| Non-Traditional mortgage lending | 2 Hours |
| General Elective | 1 Hour |
Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row.
Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Oklahoma is December 31st. MLO's in Oklahoma are actually prevented from applying for license renewal until they have completed their CE.
Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Oklahoma mortgage license. For additional questions, feel free to call us at 801-676-2520 or email us at 20hour@mortgageeducators.com.
Get Your Mortgage Loan Originator License in 2024!
Connecticut Education Bundle
Starting at: $399 Now Only $259!
Use Promo Code: CTPEDEAL
Licensed in another state and want to add Connecticut?
Now Only $24.98!
Use Promo Code: CTPE25
How to Get an NMLS Mortgage License in Connecticut
|
Step 1 |
Step 2 |
Step 3 |
||||||||
Apply For Your NMLS Account and ID Number |
Complete Your NMLS Pre-License Education |
Need to Pass the SAFE MLO National Test |
||||||||
The first step to obtaining your Connecticut mortgage license is applying for an NMLS account and ID number. To do so, go to the NMLS website. |
Connecticut requires new state-licensed MLOs to complete 21 hours of NMLS-approved education. This includes 3 hours of Federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, 12 hours of electives, and 1 hour of Connecticut specific law. |
With your education complete, you need to schedule an appointment for the National Test Component exam. Find out more on how to take your NMLS test here. Also check out the NMLS MLO testing handbook. |
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Step 4 |
Step 5 |
Step 6 |
||||||||
Complete Background Checks and Pay All Fees |
Apply for Your Connecticut Mortgage License |
Associate Your NMLS Account with Your Employer |
||||||||
To finalize your application and receive your license, you will need to pay several non-refundable fees and get a background check. Find out more about how to complete your background check here. |
After receiving a passing score on your NMLS mortgage exam, you need to apply for your Connecticut mortgage loan originator license. You can find more information on this step here. |
You won’t be fully licensed in Connecticut until you have an employer sponsorship, which lets the government know that an employer is supervising your individual license. Learn how to associate your NMLS account with your employer here. |
Connecticut Frequently Asked Questions
In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) was enacted. This opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products.
| Topic | Hours Required |
|---|---|
| Fair Lending, Ethics, Fraud, and Consumer Protection | 3 Hours |
| Federal Laws and Regulations | 3 Hours |
| Non-Standard Lending | 2 Hours |
| Undefined Electives | 12 Hours |
| Connecticut State Education | 11 Hours |
| Total 21 Hours | |
If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.
A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers. In contrast, a loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses.
Earning your mortgage broker license in Connecticut should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Connecticut:
| NMLS Fees | |
|---|---|
| NMLS Initial Processing Fee | $30 |
| Credit Report | $15 |
| FBI Criminal Background Check | $36.25 |
| License Fee | $300 |
| Total License Cost | $381.25 |
On an annual basis, Connecticut MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:
| Topic | Required Hours |
|---|---|
| Federal Regulations and Law | 3 Hours |
| Ethics, including consumer protection, fair lending | 2 Hours |
| Non-Traditional mortgage lending | 2 Hours |
| Connecticut Specific Education | 1 Hour |
Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row.
Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Connecticut is December 31st. MLO's in Connecticut are actually prevented from applying for license renewal until they have completed their CE.
Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Connecticut mortgage license. For additional questions, feel free to call us at 801-676-2520 or email us at 20hour@mortgageeducators.com.
Get Your Mortgage Loan Originator License in 2024!
Vermont Education Bundle
Starting at: $399 Now Only $259!
Use Promo Code: VTPEDEAL
Licensed in another state and want to add Vermont?
Now Only $49.98!
Use Promo Code: VTPE49
Obtaining a mortgage license and becoming a Vermont loan officer is very simple, but it’s not for everyone. It takes a willingness to learn the basic ins and outs of the industry as well as a desire to work hard. The mortgage industry is a great one to get into and it provides a lot of flexibility. If you like to work hard, you are a people person, and you have a desire to learn, becoming a mortgage loan officer is the perfect choice for you.
How to Get an NMLS Mortgage License in Vermont
1. Fulfill all state and federal education requirements as designated by your state agency. (18+2 Hr VT)
2. Schedule, study for and pass your national mortgage exam.
3. Apply for the MLO License: Complete and submit your MU4 through the NMLS including, paying the licensing fee, completing a criminal background check, and an authorized credit report.
Vermont Frequently Asked Questions
In an effort to curb the predatory lending practices that led to the demise of the housing and residential mortgage industry in 2008, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE) was enacted. This opened up a world of opportunity to those driven to attain an MLO license and then work hard to match people with loan products.
| Topic | Hours Required |
|---|---|
| Fair Lending, Ethics, Fraud, and Consumer Protection | 3 Hours |
| Federal Laws and Regulations | 3 Hours |
| Non-Standard Lending | 2 Hours |
| Undefined Electives | 10 Hours |
| Vermont Specific Electives | 2 Hours |
| Total 20 Hours | |
If you complete the required 20 hours of education but do not obtain your license for a 3-year period, you'll need to repeat the coursework. The same applies if you let your license lapse for 3+ years before you want to get back into the industry.
A “mortgage broker” refers to an individual or an organization that connects consumers with mortgage loans from a variety of companies. Mortgage brokers frequently employ loan officers. In contrast, a loan officer is an employee who regularly works with borrowers and provides loans that are originated by their employer. Brokers and loan officers need different types of licenses.
Earning your mortgage broker license in Vermont should be considered an investment well worth your time. Here’s what to expect when it comes to licensing fees in Vermont:
| NMLS Fees | |
|---|---|
| NMLS Initial Processing Fee | $30 |
| Vermont License Fee | $50 |
| Vermont Application Fee | $50 |
| Credit Report | $15 |
| FBI Criminal Background Check | $36.25 |
| Total License Cost | $181.25 |
On an annual basis, Vermont MLO license holders must complete 8 total hours of Comprehensive Continuing Education that must cover:
| Topic | Required Hours |
|---|---|
| Federal Regulations and Law | 3 Hours |
| Ethics, including consumer protection, fair lending | 2 Hours |
| Non-Traditional mortgage lending | 2 Hours |
| Vermont Specific Education | 1 Hour |
Remember to take into account the “successive years” rule, which prohibits loan officers from taking the same CE course two years in a row.
Mortgage Educators changes its continuing education course annually to ensure there are no issues with the successive years rule.
The deadline to complete CE in Vermont is December 1st. MLO's in Vermont are actually prevented from applying for license renewal until they have completed their CE.
Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Vermont mortgage license. For additional questions, feel free to call us at 801-676-2520 or email us at 20hour@mortgageeducators.com.
