2023 4 Hr AZ DFI Responsible Individual Online CE Course
SET PRICE - NO COUPON CODES ALLOWED
Course Information
This 4 hour Arizona CE course is required by the DFI for 2023 Arizona DFI mortgage license renewal.
This course is presented in an online self-study read-only slide presentation format. The course is made up of 2 chapters broken into 5 minute sections that require clicking to advance to the next slide and includes a handful of small quizzes. After completing the introduction to the course, each section will start with an average duration of 5 minutes per section. Each 5 minute section will be followed by an activity. These activities can be either short quizzes or case studies focusing on certain concepts.
At the end of each chapter, there is a chapter quiz with a final exam wrapping up the course. Students must complete all presentation and activity sections, all quizzes and tests, and the final exam in order to receive credit for the course. After completing the course, students will receive a certificate of completion.
The course will be loaded into your MyMEC account immediately upon purchase.
4 Hour Arizona Responsible Individual CE Course Outline
Chapter 1: The Duties of a Responsible Individual
Learning Objectives for Chapter 1
- Identify a responsible individual’s job
- Relate what is a deceptive or misleading statement
- Discuss Arizona’s requirements for advertising, including the use of unique identifiers on advertising
- Understand additional federal laws related to advertising
- Describe how to help your mortgage professionals get licensed
- Identify prohibited conduct under Arizona law
- Restate red flags of mortgage fraud and redefine the types of fraud
- Reviews and describe the real-life cases that are discussed at the end of this course
Chapter 2: Cybersecurity & Social Engineering
Learning Objectives for Chapter 2
- Redefine identity theft, security breaches, and personal information
- Describe requirements related to security breaches in Arizona
- Understand the requirements under GLBA
- Identify social engineering schemes like phishing, vishing, and smishing
- Relate the steps to implementing the red flags rule
- Discuss ransomware, what it is, how it works, and prevention techniques
Chapter 3: Fair Lending
Learning Objectives for Chapter 3
- Describe Adverse Actions, including for incomplete applications and what is required to be included in the Adverse Action disclosure
- Understand how to handle a denial based on credit
- Relate what is required to be collected for HMDA
- Understand LEP and what is occurring surrounding it
Final Exam & Completion Form
This course ends with a 25 question final exam that will assess your understanding of the course material. After completing and passing the final exam, complete the course completion form in order to receive credit. An end-of-course survey may be filled out as well to provide feedback to Mortgage Educators & Compliance.
MLOs are advised that to comply with the SAFE Act's "successive years" rule, they may not take the same CE course two years in a row.
MLOs are advised not to retake pre-licensure education (PE) unless directed to by a State Regulator. PE education does not count towards meeting annual CE requirements.
NMLS Course Provider #1400062