ECOA & Fair Lending - Compliance
Course Information:
The main purpose of the Equal Credit Opportunity Act (ECOA) is to prevent discrimination in the mortgage industry, this course will also dive into conversation on two other fair lending laws: The Fair Housing Act and the Home Mortgage Disclosure Act (HMDA). This is a great refresher course on what purpose of these laws and the discriminatory practices that they are trying to stamp out. We will also provide some definitions on important fair lending terms like: disparate treatment and impact, as well as redlining and reverse redlining.
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