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2019 Online Instructor Led California - 2 Hour CA-DBO NMLS Pre-License Course #5195

2019 Online Instructor Led California - 2 Hour CA-DBO NMLS License Course #5195
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Course Information:

This 2 hour California-DBO pre-license education course is required by the NMLS for obtaining a mortgage origination license in the state of California under the Department of Business Oversight.


IMPORTANT NOTE: The course will be loaded into your account on the selected start date and the selected time. As per NMLS education regulations, you will have 12 hours to complete the course from the chosen start date/time until your access is terminated.

If you have not yet completed 20 hours of pre-license education, this course is also available in the following bundles: 

This course is presented in an online instructor-led video course with supplementary literature and content. The course is made up of 2 chapters broken into 5 minute sections that require clicking to advance to the next slide and includes a handful of small quizzes. After completing the introduction to the course, each section will start with an average duration of 5 minutes per section. Each 5 minute section will be followed by an activity. These activities can be either short quizzes or case studies focusing on certain concepts.

At the end of each chapter, there is a chapter quiz with a final exam at the end of the course. Students must complete all presentations and activity sections, all quizzes and tests, and the final exam in order to receive credit for the course. After completing the course, students will receive a certificate of completion.

2 Hour CA-DBO Online Instructor Led PE Course Outline

Chapter 1: California Finance Lenders Law

This chapter covers the various definitions that mortgage loan officers will come across throughout their time in the industry. Also covered by this chapter is: industry mandates specific to the CA-DBO, legal disclosures that impact CA-DBO.

Chapter 2: California DBO Residential Lending Act

This chapter covers compliance with the CA-DBO Residential Lending Act. This chapter includes sections on: prohibited acts and practices, secondary loans, disclosure and advertising requirements.

Final Exam & Completion Form

This 15 question final exam will assess your understanding of the course. After passing the final exam, complete the course completion form in order to receive credit. An optional end-of-course survey may be filled out as well to provide feedback to Mortgage Educators & Compliance.

Course Credit Submission

The NMLS requires that education providers report education credit hours within 7 calendar days. Mortgage Educators & Compliance generally reports education credits within 3-5 business days. If you do not see your education credits reflected within the 7 days, contact MEC Support. If you would like to expedite your hours to be 1-2 business days, Click Here.

CA-DBO PE Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, 8 hours of undefined education (referred to as electives) + 2 hours of CA-DBO law. 

Number of hours is 3/3/2/10 + 2 hr of CA-DBO law = 20

CLICK HERE to review the PE or CE requirements for California.

REFUND POLICY: If you have not yet started the course, you may receive a full refund within 24 hours of purchase, or a partial refund of 75% within 30 days of purchase. If the course has been accessed and started within our system, we cannot grant refunds.

NMLS Course Provider #1400062