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Washington Online Instructor Led - 18+4 (22 Total) Hour Online S.A.F.E. Comprehensive Pre-licensure Course

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This is a NMLS APPROVED Washington 18+4 hour online instructor led course to prepare you to take the NMLS National Mortgage Loan Originators Test.
18 Hour ID #7301
4 Hour WA Online Self-Study course ID #11111
NMLS Provider ID#1400062
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Select Track (Days to Complete Course)
Start Date
Day course will be loaded into your account

This course has been approved by the NMLS to fulfill the 18+4 hours of Pre-Licensure Education needed by all new loan officers in Washington.

Two Course Track Options to Choose From

If you select a 5 day track, your course will need to be completed within 5 calendar days of your start day (Monday, Wednesday, or Friday). This track can be completed in fewer days; however, it is a more intense option.

If you select a 12 day track, your course will need to be completed within 12 calendar days of your start day (Monday, Wednesday, or Friday). This track is for those who prefer some extra flexibility.


Course Design & Tracks

This mortgage training course is offered in two separate start tracks each week. These tracks allow the student and MEC, to remain compliant with NMLS regulations by taking and completing the course within a specific start and end date period. Please select a course start date before adding the course to your cart. Courses begin weekly on Mondays, Wednesdays and Fridays. You must complete the course within the allotted time period or your course will have to be reset and you will start from the beginning. 

5 MINUTE RULE - NMLS course design rule, all providers are only allowed to have audio/video sections be a maximum of 5 minutes followed by a quiz or activity. 


Make sure to add our new TEST PREP ULTIMATE PACKAGE which includes our study course with more than 1500 practice questions, and over 6 hours of video instruction by David Luna! Only $149.99. Complete our entire Test Prep Ultimate package and if you fail the national exam on your first try we will reimburse you $110 to cover the testing fee. ADD the TEST PREP ULTIMATE PACKAGE HERE


This course will be taught as an instructor led online course.The course needs to be completed within 5, 12 or 7 calendar days from when the start date begins.

The 18 hour portion of the course bundle is broken up into 5 minute sections which contain pre-recorded videos followed by assignments and small quizzes. The course has a staggered weekly schedule allowing you access 24/7 once the course is uploaded.

18 hour Course Content Outline :

Chapter 1 - Becoming an MLO

Chapter 2 - Learning the Products and Programs

Chapter 3 - Initial Application

Chapter 4 - Processing and Underwriting

Chapter 5 - Closing and Funding

Chapter 6 - Ethics in Mortgage Lending

Chapter 7 - Review of Federal Law


4 Hour WA Course Content Outline:

Chapter 1: Mortgage Brokers Act

Chapter 2: Consumer Loan Act

Chapter 3: Escrow Agent Registration Act

End of Course Assessment and Course Completion Form 

MEC’s national test prep pro is included with the purchase of this bundle. 1000 practice questions, 6 hours of video material, and additional documents including flash cards, mortgage math help, and more, will be added into your MEC account upon purchase. You will have access to the test prep for 6 months. 

Please allow up to 24 hours to be loaded into the course on weekends, holidays and after hours on the next track start date. Email for any questions.

REFUND POLICY: If you have not yet started the course, you may receive a full refund within 24 hours of purchase, or a partial refund of 75% within 30 days of purchase. If the course has been accessed and started within our system, we cannot grant refunds.